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Octavia Estate

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Representative Finance Example

Representative Example - Personal Contract Purchase
48 Payments of
£299
Optional Final Payment
£13,972.50
Cash Price
£30,495.00
Deposit
£8,512.89
Total Term
49
Total Credit
£21,982.11
Total Payable
£36,837.39
Fixed Rate of Interest (annum)
4.61%
Representative
8.9% APR
Excess Mileage (pence per mile)
9p
Annual Mileage
8,000

Options available at the end of a PCP | 1. Buy the car - by paying the Final Payment, 2. Hand the car back - this will be subject to the expected mileage and condition of the car, 3. Part exchange for a new car using any of the car’s equity towards your next deposit

SKODA OCTAVIA ESTATE

1.5 TSI SE Technology 5dr
£321 per month
Octavia Estate SE Tech... SKODA OCTAVIA ESTATE at Lightcliffe Skoda Warrington
x 1
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
124 g/km
Standard Tax:
£200
Initial Rental £963 | Term 36 months

SKODA OCTAVIA ESTATE

1.5 TSI SE Technology 5dr
OTR Price £29,485
Octavia Estate SE Tech... SKODA OCTAVIA ESTATE at Lightcliffe Skoda Warrington
x 1
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
124 g/km
Standard Tax:
£200
Monthly from £275 | Deposit £5,307 | APR Representative 5.8%

SKODA OCTAVIA ESTATE

1.5 TSI SE Technology 5dr
OTR Price £29,485
Octavia Estate SE Tech... SKODA OCTAVIA ESTATE at Lightcliffe Skoda Warrington
x 1
Gearbox:
Manual
Fuel Type:
Petrol
Engine Size:
1.5L
CO2:
124 g/km
Standard Tax:
£200
Monthly from £402 | Deposit £5,897 | APR Representative 0%

Note: The images shown are for illustration purposes only and may not be an exact representation.

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Clare James Automotive Limited trading Lightcliffe Skoda Warrington is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Clare James Automotive Limited trading Lightcliffe Skoda Warrington to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.
Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose.
Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

 

What To Do If You Have A Complaint

Lightcliffe Skoda Warrington is a trading style of Clare James Automotive limited which is an appointed representative of Automotive Compliance who are authorised and regulated by the FCA firm number 497010

 

Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail: complaints@automotive-compliance.co.uk
Financial Ombudsman Service, the following information must also be added to this page: If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk

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Copyright © 2026 Lightcliffe Skoda. All Rights Reserved.
VAT Number - 841222562 | Company Number - 05082322 | FCA Number - 536096

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