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A Good Time To Budget For Essentials

After a fairly turbulent year for most of us it's safe to say that in true British style we will all make sure we have a good celebration at the end of the year. 

Retail expenditure is always at a record high in the yuletide season and Im sure that we will all be overly generous with giving of gifts and treating ourselves to special celebrations. It is inevitable however that January will come around all too soon along with those credit card bills at which point we may all wish we had spent a little less.

Most people would agree that our motor vehicles are essential part of life - in fact it’s hard to imagine life without them, so the recent announcement from Skoda about the new service plan offers would have been welcome news to most people .... we have all been caught out at some point with an unexpected service bill have we not?

As well as all the usual benefits of service plans being inflation proof, cash flow friendly, and basically one less financial headache to worry about, the opportunity to spread the cost is a must in this day and age especially for customers with cars that are out of warranty. 

All Lightcliffe Škoda customers have recently been sent an email with a link which allows these discounted plans to be set up online removing the need to visit the dealership or pick up the telephone – and hopefully providing a more user friendly and convenient process all round.

We are of course always here to help those of you who prefer the personal contact but as most of us use online services these days the opportunity to click a few buttons on the iPad on mobile whilst sitting in one’s favourite armchair must be very tempting.

However, you choose to do it, the current offer is very compelling and we hope you will all take advantage take at least some of the sting out of those Christmas bills. 

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Clare James Automotive Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow Clare James Automotive Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.
We can introduce you to a selected panel of lenders, which includes Volkswagen Financial Services. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Volkswagen Financial Services, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Volkswagen Financial Services also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms, and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

What To Do If You Have A Complaint

Lightcliffe Skoda Warrington are an appointed representative of Automotive Compliance who are authorised and regulated by the FCA firm number 497010

Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail: complaints@automotive-compliance.co.uk
Financial Ombudsman Service, the following information must also be added to this page: If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk